Specializing in Employer-Sponsored Retirement and Pension Plans



We help business owners in designing and selecting retirement plans that maximize tax benefits and contributions for employers while minimizing employee contributions. A well designed plan can also help with employee retention.

Types of Plans

  • 401 (k)
  • 403 (b)
  • 457
  • Profit Sharing
  • Cash Balance
  • Defined Benefit
  • NQDC


Selecting appropriate service provider/s by evaluating services provided, fees, participant education and support. Support HR in set up process. Conduct participant enrollment meetings.

Service Providers

  • Financial Advisor
  • TPA
  • Record Keeper
  • Custodian
  • Investment Providers


All plans should be monitored on an on-going basis and as a plan sponsor it is good practice to formalize a process around monitoring service providers. Monitoring service providers also helps plan sponsors proactively identify opportunities to improve the plan.

Monitoring includes

  • Type of plan
  • Service Provider/s
  • Investment Performance & Options
  • Participant Support

PNR Financial Services LLC is a Registered Investment Advisor, working with clients on Retirement Plan related matters on a fee-only basis. Although we are only compensated for the Investments, we specialize in working with other providers in Plan Design, Implementation and Monitoring, and customized Pension Plan solutions, for businesses.